FORM NL-18-PROVISIONS SCHEDULE
PROVISIONS
	Particulars	31st March 2010	31st March 2009	31st March 2008	31st March 2007	31st March 2006	31st March 2005
		(Rs. '000)	(Rs. '000)	(Rs. '000)	(Rs. '000)	(Rs. '000)	(Rs. '000)
1	Reserve for Unexpired Risk	48384 750	41343 471	45114 294	34303 717	22733 001	24972 545
2	For Fringe Benefit Tax	0	7 500	100	1 430	16 800	0
3	For proposed dividends	3526 000	2795 000	1978 000	3096 000	860 000	645 000
4	For dividend distribution tax	585 625	475 010	336 161	526 165	120 615	90 461
5	For Doubtful Loans, Investment and Debts	2148 770	2292 545	2305 610	2400 100	2534 000	3009 000
6	For Leave Encashment	73 111	70 736	65 435	38 663	36 833	28 610
	Provision for Pension	71 368	142 399	123 184	0	0	0
	Provision for Gratuity	0	4 385	1 738	0	0	0
	Provision for Settlement	7 034	6 833	6 285	0	0	0
7	For salary Arrears	88 885	39 176	0	0	0	39 900
8	For PLLI Arrears	15 000	15 000	15 000	15 000	15 000	0
	Total	54900 543	47192 055	49945 807	40381 075	26316 249	28785 516